How to Sell Your House Fast Instead of Filing Bankruptcy

You may be at the end of your rope financially, unable to pay your mortgage. You believe that you have no choice but to file for bankruptcy to avoid a short sale or foreclosure. Even a forbearance is no longer an option. However, if you no longer want your house and just need a quick solution, there is an answer: You can sell your house fast for cash directly to a buyer in Cincinnati, Ohio. 

A cash sale is not a traditional sale. You can skip all the steps to listing your house on the market and sell your house right now. You can also close within a few days and walk away from your mortgage. When you sell your house as-is for cash, you can walk away with no strings attached. It is the best way to avoid bankruptcy and keep your credit intact.

If You’re Considering Bankruptcy Today, You’re Not Alone

We currently live in turbulent times. Political unrest, COVID-19, the job market, the struggling economy, and the unstable real estate market have left many people without jobs and income. Sadly, many of these people have resorted to bankruptcy as a form of debt relief. So, if you are considering bankruptcy, you are not alone.

However, bankruptcy doesn’t have to be your only option. If you are willing to sell your house right now and start over in a few months, you can get out from underneath your mortgage and not feel the weight of owning your house. You can unload a large portion of your debt by selling your house. It may be the solution you are looking for to avoid bankruptcy or foreclosure. 

How Do I Sell My House to Avoid Bankruptcy?

In a traditional sale, there are several steps you have to take to sell your house. 

  • Find a realtor
  • List the house
  • Make repairs/upgrades
  • Show the house
  • Find a buyer
  • Close the sale

Each of these steps takes time and money. If you are considering bankruptcy, you probably do not have thousands of dollars to sink into selling your home. A cash sale eliminates all of these steps and simplifies the process. 

Step 1: Contact Us

Call us today or fill out the form, and we will call you to discuss your home. We will schedule a quick walkthrough to assess your property. If our services meet your needs, we will make you a CASH offer within 24 to 48 hours. Do not worry about repairs or cleaning your property. We buy houses in as-is.

Step 2: Receive your Cash Offer

After a quick viewing of your house, we will make a cash offer. Our offers come in at just under the current market value of your property. There is no obligation to sell your house. You have nothing to lose and a more convenient sale of your house to gain. See how much cash you can get for your house!

Step 3: We Pay You Cash

If you accept our offer, we schedule a close date that is convenient for you. In most cases, we can close in as little as seven days. No repairs or cleaning is necessary – simply walk away from your property with cash in hand.

Can I Sell My House During Bankruptcy?

Once you file bankruptcy, the court will assign a trustee to handle your case. The trustee will assess the value of your assets, including your house. While no law prohibits you from selling your house, you will have to make an arrangement with the court to sell the property based on your circumstances. 

If you file for Chapter 13 bankruptcy, you are more likely to keep your house due to Chapter 13 exemptions. These exemptions are designed to give you a fresh start and not leave you impoverished. However, you still must pay your mortgage at an adjusted rate. Chapter 7 bankruptcy may wipe out your mortgage, but you are also more likely to lose your house due to stricter regulations.

Contact Neighborhood Enrichment to Sell Your House Fast

Before you contact the realtor or list your house on the market, do not pass up the chance to sell your house as-is for cash. Neighborhood Enrichment is here to help you find the simplest solutions to get cash-in-hand quickly without wasting time and money on repairs and closing costs. To schedule a quick, no-obligation walkthrough with Neighborhood Enrichment, simply call 513-586-4237.